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348.30 Td (cash ) Tj ET Q q 0 0 0 rg BT 500.47 348.30 Td (position. ) Tj ET Q q 0 0 0 rg BT 541.40 348.30 Td (As ) Tj ET Q q 0 0 0 rg BT 557.13 348.30 Td (a ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 335.10 Td (result, ) Tj ET Q q 0 0 0 rg BT 80.24 335.10 Td (during ) Tj ET Q q 0 0 0 rg BT 112.02 335.10 Td (this ) Tj ET Q q 0 0 0 rg BT 130.97 335.10 Td (challenging ) Tj ET Q q 0 0 0 rg BT 185.34 335.10 Td (period, ) Tj ET Q q 0 0 0 rg BT 219.25 335.10 Td (we ) Tj ET Q q 0 0 0 rg BT 235.13 335.10 Td (are ) Tj ET Q q 0 0 0 rg BT 251.61 335.10 Td (focusing ) Tj ET Q q 0 0 0 rg BT 292.55 335.10 Td (on ) Tj ET Q q 0 0 0 rg BT 306.61 335.10 Td (the ) Tj ET Q q 0 0 0 rg BT 323.10 335.10 Td (responsibilities ) Tj ET Q q 0 0 0 rg BT 392.77 335.10 Td (we ) Tj ET Q q 0 0 0 rg BT 408.65 335.10 Td (have ) Tj ET Q q 0 0 0 rg BT 432.47 335.10 Td (to ) Tj ET Q q 0 0 0 rg BT 444.08 335.10 Td (our ) Tj ET Q q 0 0 0 rg BT 461.80 335.10 Td (employees, ) Tj ET Q q 0 0 0 rg BT 514.65 335.10 Td (customers, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 321.90 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 92.47 321.90 Td (and ) Tj ET Q q 0 0 0 rg BT 111.10 321.90 Td (communities.") Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 68.00 297.70 Td (The ) Tj ET Q q 0 0 0 rg BT 89.32 297.70 Td (Company ) Tj ET Q q 0 0 0 rg BT 136.32 297.70 Td (has ) Tj ET Q q 0 0 0 rg BT 155.20 297.70 Td (instituted ) Tj ET Q q 0 0 0 rg BT 200.36 297.70 Td (a ) Tj ET Q q 0 0 0 rg BT 209.46 297.70 Td (task ) Tj ET Q q 0 0 0 rg BT 231.40 297.70 Td (force ) Tj ET Q q 0 0 0 rg BT 258.21 297.70 Td (to ) Tj ET Q q 0 0 0 rg BT 270.99 297.70 Td (make ) Tj ET Q q 0 0 0 rg BT 299.03 297.70 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 339.30 297.70 Td (operating ) Tj ET Q q 0 0 0 rg BT 385.06 297.70 Td (decisions ) Tj ET Q q 0 0 0 rg BT 430.22 297.70 Td (and ) Tj ET Q q 0 0 0 rg BT 450.32 297.70 Td (direct ) Tj ET Q q 0 0 0 rg BT 479.58 297.70 Td (implementation ) Tj ET Q q 0 0 0 rg BT 552.84 297.70 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 284.50 Td (recommendations ) Tj ET Q q 0 0 0 rg BT 131.09 284.50 Td (from ) Tj ET Q q 0 0 0 rg BT 155.36 284.50 Td (the ) Tj ET Q q 0 0 0 rg BT 171.69 284.50 Td (Centers ) Tj ET Q q 0 0 0 rg BT 208.18 284.50 Td (for ) Tj ET Q q 0 0 0 rg BT 223.89 284.50 Td (Disease ) Tj ET Q q 0 0 0 rg BT 260.99 284.50 Td (Control, ) Tj ET Q q 0 0 0 rg BT 300.24 284.50 Td (the ) Tj ET Q q 0 0 0 rg BT 316.36 284.50 Td (W) Tj ET Q q 0 0 0 rg BT 325.87 284.50 Td (orld ) Tj ET Q q 0 0 0 rg BT 346.47 284.50 Td (Health ) Tj ET Q q 0 0 0 rg BT 378.68 284.50 Td (Or) Tj ET Q q 0 0 0 rg BT 390.09 284.50 Td (ganization ) Tj ET Q q 0 0 0 rg BT 438.80 284.50 Td (and ) Tj ET Q q 0 0 0 rg BT 457.57 284.50 Td (other ) Tj ET Q q 0 0 0 rg BT 483.06 284.50 Td (health ) Tj ET Q q 0 0 0 rg BT 512.83 284.50 Td (authorities. ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 271.30 Td (The ) Tj ET Q q 0 0 0 rg BT 70.92 271.30 Td (Company's ) Tj ET Q q 0 0 0 rg BT 123.79 271.30 Td (manufacturing ) Tj ET Q q 0 0 0 rg BT 191.75 271.30 Td (operations ) Tj ET Q q 0 0 0 rg BT 241.39 271.30 Td (are ) Tj ET Q q 0 0 0 rg BT 258.64 271.30 Td (generally ) Tj ET Q q 0 0 0 rg BT 303.39 271.30 Td (producing ) Tj ET Q q 0 0 0 rg BT 351.81 271.30 Td (homes ) Tj ET Q q 0 0 0 rg BT 384.35 271.30 Td (at ) Tj ET Q q 0 0 0 rg BT 396.12 271.30 Td (lower ) Tj ET Q q 0 0 0 rg BT 424.98 271.30 Td (rates ) Tj ET Q q 0 0 0 rg BT 449.57 271.30 Td (of ) Tj ET Q q 0 0 0 rg BT 462.56 271.30 Td (production ) Tj ET Q q 0 0 0 rg BT 514.04 271.30 Td (in ) Tj ET Q q 0 0 0 rg BT 526.42 271.30 Td (order ) Tj ET Q q 0 0 0 rg BT 553.45 271.30 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 258.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 84.97 258.10 Td (in ) Tj ET Q q 0 0 0 rg BT 96.13 258.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 148.19 258.10 Td (with ) Tj ET Q q 0 0 0 rg BT 170.36 258.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.40 258.10 Td (added ) Tj ET Q q 0 0 0 rg BT 215.27 258.10 Td (health-related ) Tj ET Q q 0 0 0 rg BT 278.34 258.10 Td (guidelines. ) Tj ET Q q 0 0 0 rg BT 328.90 258.10 Td (Employee ) Tj ET Q q 0 0 0 rg BT 376.11 258.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 412.92 258.10 Td (have ) Tj ET Q q 0 0 0 rg BT 436.29 258.10 Td (been ) Tj ET Q q 0 0 0 rg BT 459.66 258.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 498.93 258.10 Td (accordingly ) Tj ET Q q 0 0 0 rg BT 553.45 258.10 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 244.90 Td (accommodate ) Tj ET Q q 0 0 0 rg BT 113.69 244.90 Td (the ) Tj ET Q q 0 0 0 rg BT 129.75 244.90 Td (needs ) Tj ET Q q 0 0 0 rg BT 157.40 244.90 Td (of ) Tj ET Q q 0 0 0 rg BT 169.18 244.90 Td (our ) Tj ET Q q 0 0 0 rg BT 186.46 244.90 Td (people. ) Tj ET Q q 0 0 0 rg BT 220.95 244.90 Td (Where ) Tj ET Q q 0 0 0 rg BT 252.88 244.90 Td (possible, ) Tj ET Q q 0 0 0 rg BT 294.29 244.90 Td (work-from-home ) Tj ET Q q 0 0 0 rg BT 372.66 244.90 Td (options ) Tj ET Q q 0 0 0 rg BT 407.67 244.90 Td (are ) Tj ET Q q 0 0 0 rg BT 423.71 244.90 Td (in ) Tj ET Q q 0 0 0 rg BT 434.88 244.90 Td (place ) Tj ET Q q 0 0 0 rg BT 460.69 244.90 Td (while ) Tj ET Q q 0 0 0 rg BT 487.75 244.90 Td (also ) Tj ET Q q 0 0 0 rg BT 508.08 244.90 Td (allowing ) Tj ET Q q 0 0 0 rg BT 549.19 244.90 Td (for ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 231.70 Td (workplace ) Tj ET Q q 0 0 0 rg BT 98.56 231.70 Td (flexibility ) Tj ET Q q 0 0 0 rg BT 144.69 231.70 Td (as ) Tj ET Q q 0 0 0 rg BT 156.61 231.70 Td (needed. ) Tj ET Q q 0 0 0 rg BT 193.05 231.70 Td (The ) Tj ET Q q 0 0 0 rg BT 212.91 231.70 Td (Company ) Tj ET Q q 0 0 0 rg BT 258.43 231.70 Td (has ) Tj ET Q q 0 0 0 rg BT 275.84 231.70 Td (also ) Tj ET Q q 0 0 0 rg BT 296.31 231.70 Td (suspended ) Tj ET Q q 0 0 0 rg BT 344.89 231.70 Td (non-critical ) Tj ET Q q 0 0 0 rg BT 398.34 231.70 Td (business ) Tj ET Q q 0 0 0 rg BT 438.37 231.70 Td (travel.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 68.00 207.50 Td (Home ) Tj ET Q q 0 0 0 rg BT 97.78 207.50 Td (sales ) Tj ET Q q 0 0 0 rg BT 122.06 207.50 Td (order ) Tj ET Q q 0 0 0 rg BT 148.17 207.50 Td (activity ) Tj ET Q q 0 0 0 rg BT 184.06 207.50 Td (is ) Tj ET Q q 0 0 0 rg BT 194.29 207.50 Td (being ) Tj ET Q q 0 0 0 rg BT 221.63 207.50 Td (assessed ) Tj ET Q q 0 0 0 rg BT 261.80 207.50 Td (on ) Tj ET Q q 0 0 0 rg BT 275.70 207.50 Td (an ) Tj ET Q q 0 0 0 rg BT 288.98 207.50 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 327.94 207.50 Td (basis. ) Tj ET Q q 0 0 0 rg BT 355.38 207.50 Td (While ) Tj ET Q q 0 0 0 rg BT 385.15 207.50 Td (not ) Tj ET Q q 0 0 0 rg BT 402.11 207.50 Td (currently ) Tj ET Q q 0 0 0 rg BT 444.71 207.50 Td (quantifiable, ) Tj ET Q q 0 0 0 rg BT 502.89 207.50 Td (the ) Tj ET Q q 0 0 0 rg BT 519.23 207.50 Td (Company ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 194.30 Td (is ) Tj ET Q q 0 0 0 rg BT 59.05 194.30 Td (receiving ) Tj ET Q q 0 0 0 rg BT 101.69 194.30 Td (fewer ) Tj ET Q q 0 0 0 rg BT 128.43 194.30 Td (home ) Tj ET Q q 0 0 0 rg BT 154.59 194.30 Td (orders ) Tj ET Q q 0 0 0 rg BT 183.79 194.30 Td (from ) Tj ET Q q 0 0 0 rg BT 206.88 194.30 Td (its ) Tj ET Q q 0 0 0 rg BT 218.99 194.30 Td (independent ) Tj ET Q q 0 0 0 rg BT 274.46 194.30 Td (distribution ) Tj ET Q q 0 0 0 rg BT 326.90 194.30 Td (channels ) Tj ET Q q 0 0 0 rg BT 367.10 194.30 Td (and ) Tj ET Q q 0 0 0 rg BT 384.69 194.30 Td (Company-owned ) Tj ET Q q 0 0 0 rg BT 462.17 194.30 Td (retail ) Tj ET Q q 0 0 0 rg BT 486.48 194.30 Td (stores ) Tj ET Q q 0 0 0 rg BT 513.86 194.30 Td (than ) Tj ET Q q 0 0 0 rg BT 534.51 194.30 Td (would ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 181.10 Td (be ) Tj ET Q q 0 0 0 rg BT 63.04 181.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 104.18 181.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 145.93 181.10 Td (during ) Tj ET Q q 0 0 0 rg BT 177.30 181.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.40 181.10 Td (spring ) Tj ET Q q 0 0 0 rg BT 223.55 181.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 255.54 181.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 288.86 181.10 Td (While ) Tj ET Q q 0 0 0 rg BT 318.39 181.10 Td (Company-owned ) Tj ET Q q 0 0 0 rg BT 396.81 181.10 Td (stores ) Tj ET Q q 0 0 0 rg BT 425.13 181.10 Td (and ) Tj ET Q q 0 0 0 rg BT 443.67 181.10 Td (most ) Tj ET Q q 0 0 0 rg BT 467.72 181.10 Td (independently ) Tj ET Q q 0 0 0 rg BT 532.69 181.10 Td (owned ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 167.90 Td (sales ) Tj ET Q q 0 0 0 rg BT 74.63 167.90 Td (locations ) Tj ET Q q 0 0 0 rg BT 117.60 167.90 Td (are ) Tj ET Q q 0 0 0 rg BT 134.27 167.90 Td (open ) Tj ET Q q 0 0 0 rg BT 158.90 167.90 Td (for ) Tj ET Q q 0 0 0 rg BT 174.98 167.90 Td (business, ) Tj ET Q q 0 0 0 rg BT 218.26 167.90 Td (customer ) Tj ET Q q 0 0 0 rg BT 261.83 167.90 Td (traf) Tj ET Q q 0 0 0 rg BT 276.90 167.90 Td (fic ) Tj ET Q q 0 0 0 rg BT 291.75 167.90 Td (is ) Tj ET Q q 0 0 0 rg BT 302.33 167.90 Td (understandably ) Tj ET Q q 0 0 0 rg BT 372.79 167.90 Td (declining. ) Tj ET Q q 0 0 0 rg BT 419.00 167.90 Td (At ) Tj ET Q q 0 0 0 rg BT 433.25 167.90 Td (the ) Tj ET Q q 0 0 0 rg BT 449.94 167.90 Td (request ) Tj ET Q q 0 0 0 rg BT 484.95 167.90 Td (of ) Tj ET Q q 0 0 0 rg BT 497.37 167.90 Td (some ) Tj ET Q q 0 0 0 rg BT 523.83 167.90 Td (retailers, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 154.70 Td (certain ) Tj ET Q q 0 0 0 rg BT 82.58 154.70 Td (home ) Tj ET Q q 0 0 0 rg BT 109.67 154.70 Td (orders ) Tj ET Q q 0 0 0 rg BT 139.81 154.70 Td (included ) Tj ET Q q 0 0 0 rg BT 180.34 154.70 Td (in ) Tj ET Q q 0 0 0 rg BT 191.55 154.70 Td (the ) Tj ET Q q 0 0 0 rg BT 207.64 154.70 Td (Company's ) Tj ET Q q 0 0 0 rg BT 259.33 154.70 Td (backlog, ) Tj ET Q q 0 0 0 rg BT 299.56 154.70 Td (but ) Tj ET Q q 0 0 0 rg BT 316.27 154.70 Td (for ) Tj ET Q q 0 0 0 rg BT 331.75 154.70 Td (which ) Tj ET Q q 0 0 0 rg BT 361.28 154.70 Td (construction ) Tj ET Q q 0 0 0 rg BT 418.31 154.70 Td (has ) Tj ET Q q 0 0 0 rg BT 435.63 154.70 Td (not ) Tj ET Q q 0 0 0 rg BT 452.34 154.70 Td (begun, ) Tj ET Q q 0 0 0 rg BT 484.62 154.70 Td (have ) Tj ET Q q 0 0 0 rg BT 508.04 154.70 Td (been ) Tj ET Q q 0 0 0 rg BT 531.46 154.70 Td (paused ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 141.50 Td (and ) Tj ET Q q 0 0 0 rg BT 69.19 141.50 Td (others ) Tj ET Q q 0 0 0 rg BT 99.38 141.50 Td (have ) Tj ET Q q 0 0 0 rg BT 123.45 141.50 Td (been ) Tj ET Q q 0 0 0 rg BT 147.52 141.50 Td (canceled. ) Tj ET Q q 0 0 0 rg BT 191.80 141.50 Td (The ) Tj ET Q q 0 0 0 rg BT 212.21 141.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 258.29 141.50 Td (cannot ) Tj ET Q q 0 0 0 rg BT 290.92 141.50 Td (predict ) Tj ET Q q 0 0 0 rg BT 324.77 141.50 Td (the ) Tj ET Q q 0 0 0 rg BT 341.51 141.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 374.75 141.50 Td (on ) Tj ET Q q 0 0 0 rg BT 389.06 141.50 Td (housing ) Tj ET Q q 0 0 0 rg BT 427.20 141.50 Td (demand ) Tj ET Q q 0 0 0 rg BT 465.33 141.50 Td (or ) Tj ET Q q 0 0 0 rg BT 477.79 141.50 Td (the ) Tj ET Q q 0 0 0 rg BT 494.54 141.50 Td (continuation ) Tj ET Q q 0 0 0 rg BT 552.83 141.50 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 128.30 Td (operations ) Tj ET Q q 0 0 0 rg BT 99.13 128.30 Td (at ) Tj ET Q q 0 0 0 rg BT 110.38 128.30 Td (each ) Tj ET Q q 0 0 0 rg BT 133.84 128.30 Td (location ) Tj ET Q q 0 0 0 rg BT 172.58 128.30 Td (due ) Tj ET Q q 0 0 0 rg BT 191.77 128.30 Td (to ) Tj ET Q q 0 0 0 rg BT 203.64 128.30 Td (the ) Tj ET Q q 0 0 0 rg BT 220.39 128.30 Td (COVID-19 ) Tj ET Q q 0 0 0 rg BT 273.19 128.30 Td (situation. ) Tj ET Q q 0 0 0 rg BT 317.14 128.30 Td (Generally) Tj ET Q q 0 0 0 rg BT 359.79 128.30 Td (, ) Tj ET Q q 0 0 0 rg BT 365.85 128.30 Td (our ) Tj ET Q q 0 0 0 rg BT 383.82 128.30 Td (wholesale ) Tj ET Q q 0 0 0 rg BT 431.12 128.30 Td (customers ) Tj ET Q q 0 0 0 rg BT 479.03 128.30 Td (have ) Tj ET Q q 0 0 0 rg BT 503.10 128.30 Td (been ) Tj ET Q q 0 0 0 rg BT 527.18 128.30 Td (positive ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 115.10 Td (about ) Tj ET Q q 0 0 0 rg BT 76.68 115.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 125.97 115.10 Td (the ) Tj ET Q q 0 0 0 rg BT 141.65 115.10 Td (process ) Tj ET Q q 0 0 0 rg BT 176.88 115.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.29 115.10 Td (delivering ) Tj ET Q q 0 0 0 rg BT 235.12 115.10 Td (homes ) Tj ET Q q 0 0 0 rg BT 266.08 115.10 Td (and ) Tj ET Q q 0 0 0 rg BT 284.21 115.10 Td (supportive ) Tj ET Q q 0 0 0 rg BT 332.89 115.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.29 115.10 Td (our ) Tj ET Q q 0 0 0 rg BT 361.20 115.10 Td (ef) Tj ET Q q 0 0 0 rg BT 369.54 115.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 391.95 115.10 Td (to ) Tj ET Q q 0 0 0 rg BT 402.74 115.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 442.86 115.10 Td (production ) Tj ET Q q 0 0 0 rg BT 492.76 115.10 Td (to ) Tj ET Q q 0 0 0 rg BT 503.56 115.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 527.18 115.10 Td (housing ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 101.90 Td (needs.) Tj ET Q /GS0 gs q 179.00 0 0 57.55 88.50 685.47 cm /I1 Do Q endstream endobj 5 0 obj <> endobj 6 0 obj <> stream BT /F1 11.00 Tf ET q 0 0 0 rg BT 68.00 741.40 Td (The ) Tj ET Q q 0 0 0 rg BT 87.10 741.40 Td (Company ) Tj ET Q q 0 0 0 rg BT 131.87 741.40 Td (continues ) Tj ET Q q 0 0 0 rg BT 176.02 741.40 Td (to ) Tj ET Q q 0 0 0 rg BT 186.57 741.40 Td (closely ) Tj ET Q q 0 0 0 rg BT 219.73 741.40 Td (communicate ) Tj ET Q q 0 0 0 rg BT 280.98 741.40 Td (with ) Tj ET Q q 0 0 0 rg BT 302.53 741.40 Td (its ) Tj ET Q q 0 0 0 rg BT 314.92 741.40 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 356.63 741.40 Td (and ) Tj ET Q q 0 0 0 rg BT 374.51 741.40 Td (monitor ) Tj ET Q q 0 0 0 rg BT 411.34 741.40 Td (supply ) Tj ET Q q 0 0 0 rg BT 442.67 741.40 Td (chain ) Tj ET Q q 0 0 0 rg BT 468.49 741.40 Td (risks. ) Tj ET Q q 0 0 0 rg BT 493.87 741.40 Td (The ) Tj ET Q q 0 0 0 rg BT 512.96 741.40 Td (Company's ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 728.20 Td (primary ) Tj ET Q q 0 0 0 rg BT 88.09 728.20 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 131.08 728.20 Td (are ) Tj ET Q q 0 0 0 rg BT 147.77 728.20 Td (domestic. ) Tj ET Q q 0 0 0 rg BT 193.27 728.20 Td (The ) Tj ET Q q 0 0 0 rg BT 213.64 728.20 Td (ability ) Tj ET Q q 0 0 0 rg BT 245.02 728.20 Td (for ) Tj ET Q q 0 0 0 rg BT 261.11 728.20 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 304.10 728.20 Td (to ) Tj ET Q q 0 0 0 rg BT 315.92 728.20 Td (fulfill ) Tj ET Q q 0 0 0 rg BT 344.24 728.20 Td (orders ) Tj ET Q q 0 0 0 rg BT 375.00 728.20 Td (on ) Tj ET Q q 0 0 0 rg BT 389.27 728.20 Td (behalf ) Tj ET Q q 0 0 0 rg BT 420.02 728.20 Td (of ) Tj ET Q q 0 0 0 rg BT 432.45 728.20 Td (the ) Tj ET Q q 0 0 0 rg BT 449.16 728.20 Td (Company ) Tj ET Q q 0 0 0 rg BT 495.20 728.20 Td (on ) Tj ET Q q 0 0 0 rg BT 509.47 728.20 Td (pre-existing ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 715.00 Td (terms ) Tj ET Q q 0 0 0 rg BT 77.69 715.00 Td (are ) Tj ET Q q 0 0 0 rg BT 94.38 715.00 Td (dependent ) Tj ET Q q 0 0 0 rg BT 142.84 715.00 Td (upon ) Tj ET Q q 0 0 0 rg BT 168.09 715.00 Td (their ) Tj ET Q q 0 0 0 rg BT 191.51 715.00 Td (particular ) Tj ET Q q 0 0 0 rg BT 236.91 715.00 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 302.47 715.00 Td (including ) Tj ET Q q 0 0 0 rg BT 347.27 715.00 Td (those ) Tj ET Q q 0 0 0 rg BT 373.75 715.00 Td (related ) Tj ET Q q 0 0 0 rg BT 406.93 715.00 Td (to ) Tj ET Q q 0 0 0 rg BT 418.74 715.00 Td (the ) Tj ET Q q 0 0 0 rg BT 435.44 715.00 Td (COVID-19 ) Tj ET Q q 0 0 0 rg BT 488.19 715.00 Td (pandemic. ) Tj ET Q q 0 0 0 rg BT 536.95 715.00 Td (Some ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 701.80 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 91.70 701.80 Td (have ) Tj ET Q q 0 0 0 rg BT 114.44 701.80 Td (reduced ) Tj ET Q q 0 0 0 rg BT 151.23 701.80 Td (operations ) Tj ET Q q 0 0 0 rg BT 199.03 701.80 Td (and ) Tj ET Q q 0 0 0 rg BT 216.89 701.80 Td (others ) Tj ET Q q 0 0 0 rg BT 245.76 701.80 Td (have ) Tj ET Q q 0 0 0 rg BT 268.50 701.80 Td (closed ) Tj ET Q q 0 0 0 rg BT 298.58 701.80 Td (temporarily ) Tj ET Q q 0 0 0 rg BT 351.88 701.80 Td (with ) Tj ET Q q 0 0 0 rg BT 373.41 701.80 Td (stated ) Tj ET Q q 0 0 0 rg BT 401.05 701.80 Td (plans ) Tj ET Q q 0 0 0 rg BT 426.25 701.80 Td (to ) Tj ET Q q 0 0 0 rg BT 436.78 701.80 Td (re-open. ) Tj ET Q q 0 0 0 rg BT 474.96 701.80 Td (While ) Tj ET Q q 0 0 0 rg BT 503.82 701.80 Td (the ) Tj ET Q q 0 0 0 rg BT 519.24 701.80 Td (Company ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 688.60 Td (is ) Tj ET Q q 0 0 0 rg BT 59.11 688.60 Td (adjusting ) Tj ET Q q 0 0 0 rg BT 101.22 688.60 Td (to ) Tj ET Q q 0 0 0 rg BT 111.55 688.60 Td (maintain ) Tj ET Q q 0 0 0 rg BT 151.82 688.60 Td (supplies, ) Tj ET Q q 0 0 0 rg BT 192.40 688.60 Td (as ) Tj ET Q q 0 0 0 rg BT 203.34 688.60 Td (needed, ) Tj ET Q q 0 0 0 rg BT 239.01 688.60 Td (some ) Tj ET Q q 0 0 0 rg BT 264.00 688.60 Td (factory ) Tj ET Q q 0 0 0 rg BT 296.92 688.60 Td (operations ) Tj ET Q q 0 0 0 rg BT 344.52 688.60 Td (have ) Tj ET Q q 0 0 0 rg BT 367.06 688.60 Td (been ) Tj ET Q q 0 0 0 rg BT 389.60 688.60 Td (adversely ) Tj ET Q q 0 0 0 rg BT 433.52 688.60 Td (af) Tj ET Q q 0 0 0 rg BT 441.87 688.60 Td (fected ) Tj ET Q q 0 0 0 rg BT 470.51 688.60 Td (and ) Tj ET Q q 0 0 0 rg BT 488.17 688.60 Td (could ) Tj ET Q q 0 0 0 rg BT 514.38 688.60 Td (experience ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 675.40 Td (further ) Tj ET Q q 0 0 0 rg BT 82.62 675.40 Td (disruption. ) Tj ET Q q 0 0 0 rg BT 132.67 675.40 Td (Because ) Tj ET Q q 0 0 0 rg BT 172.01 675.40 Td (supply ) Tj ET Q q 0 0 0 rg BT 204.04 675.40 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 255.62 675.40 Td (can ) Tj ET Q q 0 0 0 rg BT 273.58 675.40 Td (emer) Tj ET Q q 0 0 0 rg BT 295.36 675.40 Td (ge ) Tj ET Q q 0 0 0 rg BT 308.44 675.40 Td (quickly) Tj ET Q q 0 0 0 rg BT 340.72 675.40 Td (, ) Tj ET Q q 0 0 0 rg BT 346.16 675.40 Td (contingency ) Tj ET Q q 0 0 0 rg BT 402.61 675.40 Td (plans ) Tj ET Q q 0 0 0 rg BT 428.52 675.40 Td (are ) Tj ET Q q 0 0 0 rg BT 444.64 675.40 Td (in ) Tj ET Q q 0 0 0 rg BT 455.88 675.40 Td (place ) Tj ET Q q 0 0 0 rg BT 481.78 675.40 Td (to ) Tj ET Q q 0 0 0 rg BT 493.02 675.40 Td (minimize ) Tj ET Q q 0 0 0 rg BT 537.26 675.40 Td (them.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 68.00 651.20 Td (Financial ) Tj ET Q q 0 0 0 rg BT 112.62 651.20 Td (and ) Tj ET Q q 0 0 0 rg BT 132.19 651.20 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 178.63 651.20 Td (service ) Tj ET Q q 0 0 0 rg BT 213.47 651.20 Td (operations ) Tj ET Q q 0 0 0 rg BT 262.97 651.20 Td (continue ) Tj ET Q q 0 0 0 rg BT 304.54 651.20 Td (to ) Tj ET Q q 0 0 0 rg BT 316.78 651.20 Td (operate ) Tj ET Q q 0 0 0 rg BT 352.84 651.20 Td (as ) Tj ET Q q 0 0 0 rg BT 365.69 651.20 Td (well, ) Tj ET Q q 0 0 0 rg BT 391.06 651.20 Td (lar) Tj ET Q q 0 0 0 rg BT 402.47 651.20 Td (gely ) Tj ET Q q 0 0 0 rg BT 425.09 651.20 Td (through ) Tj ET Q q 0 0 0 rg BT 463.00 651.20 Td (the ) Tj ET Q q 0 0 0 rg BT 480.12 651.20 Td (implementation ) Tj ET Q q 0 0 0 rg BT 552.85 651.20 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 638.00 Td (work-from-home ) Tj ET Q q 0 0 0 rg BT 128.32 638.00 Td (solutions. ) Tj ET Q q 0 0 0 rg BT 173.18 638.00 Td (This ) Tj ET Q q 0 0 0 rg BT 195.31 638.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 234.53 638.00 Td (accepting ) Tj ET Q q 0 0 0 rg BT 279.24 638.00 Td (and ) Tj ET Q q 0 0 0 rg BT 297.69 638.00 Td (processing ) Tj ET Q q 0 0 0 rg BT 347.30 638.00 Td (new ) Tj ET Q q 0 0 0 rg BT 368.20 638.00 Td (applications ) Tj ET Q q 0 0 0 rg BT 423.92 638.00 Td (as ) Tj ET Q q 0 0 0 rg BT 435.65 638.00 Td (well ) Tj ET Q q 0 0 0 rg BT 457.15 638.00 Td (as ) Tj ET Q q 0 0 0 rg BT 468.88 638.00 Td (servicing ) Tj ET Q q 0 0 0 rg BT 511.77 638.00 Td (home ) Tj ET Q q 0 0 0 rg BT 538.78 638.00 Td (loans ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 624.80 Td (and ) Tj ET Q q 0 0 0 rg BT 68.89 624.80 Td (insurance ) Tj ET Q q 0 0 0 rg BT 114.05 624.80 Td (policies. ) Tj ET Q q 0 0 0 rg BT 153.81 624.80 Td (The ) Tj ET Q q 0 0 0 rg BT 173.92 624.80 Td (Company ) Tj ET Q q 0 0 0 rg BT 219.71 624.80 Td (is ) Tj ET Q q 0 0 0 rg BT 230.06 624.80 Td (complying ) Tj ET Q q 0 0 0 rg BT 280.12 624.80 Td (with ) Tj ET Q q 0 0 0 rg BT 302.69 624.80 Td (all ) Tj ET Q q 0 0 0 rg BT 316.70 624.80 Td (state ) Tj ET Q q 0 0 0 rg BT 339.87 624.80 Td (and ) Tj ET Q q 0 0 0 rg BT 358.76 624.80 Td (federal ) Tj ET Q q 0 0 0 rg BT 392.30 624.80 Td (regulations ) Tj ET Q q 0 0 0 rg BT 444.19 624.80 Td (regarding ) Tj ET Q q 0 0 0 rg BT 489.35 624.80 Td (foreclosures ) Tj ET Q q 0 0 0 rg BT 546.11 624.80 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 611.60 Td (is ) Tj ET Q q 0 0 0 rg BT 60.09 611.60 Td (assisting ) Tj ET Q q 0 0 0 rg BT 100.73 611.60 Td (customers ) Tj ET Q q 0 0 0 rg BT 148.08 611.60 Td (in ) Tj ET Q q 0 0 0 rg BT 159.39 611.60 Td (need ) Tj ET Q q 0 0 0 rg BT 182.90 611.60 Td (due ) Tj ET Q q 0 0 0 rg BT 201.53 611.60 Td (to ) Tj ET Q q 0 0 0 rg BT 212.84 611.60 Td (the ) Tj ET Q q 0 0 0 rg BT 229.03 611.60 Td (COVID-19 ) Tj ET Q q 0 0 0 rg BT 281.27 611.60 Td (pandemic.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 68.00 587.40 Td (Mr) Tj ET Q q 0 0 0 rg BT 80.84 587.40 Td (. ) Tj ET Q q 0 0 0 rg BT 86.10 587.40 Td (Boor ) Tj ET Q q 0 0 0 rg BT 110.61 587.40 Td (went ) Tj ET Q q 0 0 0 rg BT 134.51 587.40 Td (on ) Tj ET Q q 0 0 0 rg BT 148.02 587.40 Td (to ) Tj ET Q q 0 0 0 rg BT 159.09 587.40 Td (say) Tj ET Q q 0 0 0 rg BT 173.04 587.40 Td (, ) Tj ET Q q 0 0 0 rg BT 178.31 587.40 Td ("I'm ) Tj ET Q q 0 0 0 rg BT 199.51 587.40 Td (extremely ) Tj ET Q q 0 0 0 rg BT 246.00 587.40 Td (proud ) Tj ET Q q 0 0 0 rg BT 274.18 587.40 Td (of ) Tj ET Q q 0 0 0 rg BT 285.86 587.40 Td (how ) Tj ET Q q 0 0 0 rg BT 307.31 587.40 Td (people ) Tj ET Q q 0 0 0 rg BT 339.15 587.40 Td (across ) Tj ET Q q 0 0 0 rg BT 369.15 587.40 Td (the ) Tj ET Q q 0 0 0 rg BT 385.10 587.40 Td (Company ) Tj ET Q q 0 0 0 rg BT 430.39 587.40 Td (are ) Tj ET Q q 0 0 0 rg BT 446.33 587.40 Td (demonstrating ) Tj ET Q q 0 0 0 rg BT 511.78 587.40 Td (a ) Tj ET Q q 0 0 0 rg BT 519.18 587.40 Td (great ) Tj ET Q q 0 0 0 rg BT 543.67 587.40 Td (deal ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 574.20 Td (of ) Tj ET Q q 0 0 0 rg BT 61.59 574.20 Td (creativity) Tj ET Q q 0 0 0 rg BT 102.41 574.20 Td (, ) Tj ET Q q 0 0 0 rg BT 107.59 574.20 Td (flexibility ) Tj ET Q q 0 0 0 rg BT 153.39 574.20 Td (and ) Tj ET Q q 0 0 0 rg BT 171.70 574.20 Td (commitment ) Tj ET Q q 0 0 0 rg BT 229.73 574.20 Td (as ) Tj ET Q q 0 0 0 rg BT 241.32 574.20 Td (we ) Tj ET Q q 0 0 0 rg BT 256.57 574.20 Td (continue ) Tj ET Q q 0 0 0 rg BT 296.88 574.20 Td (the ) Tj ET Q q 0 0 0 rg BT 312.74 574.20 Td (important ) Tj ET Q q 0 0 0 rg BT 357.94 574.20 Td (work ) Tj ET Q q 0 0 0 rg BT 382.97 574.20 Td (of ) Tj ET Q q 0 0 0 rg BT 394.56 574.20 Td (providing ) Tj ET Q q 0 0 0 rg BT 439.76 574.20 Td (af) Tj ET Q q 0 0 0 rg BT 448.11 574.20 Td (fordable ) Tj ET Q q 0 0 0 rg BT 487.18 574.20 Td (housing, ) Tj ET Q q 0 0 0 rg BT 527.19 574.20 Td (while ) Tj ET Q q 0 0 0 rg BT 554.06 574.20 Td (at ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 561.00 Td (the ) Tj ET Q q 0 0 0 rg BT 66.19 561.00 Td (same ) Tj ET Q q 0 0 0 rg BT 91.54 561.00 Td (time ) Tj ET Q q 0 0 0 rg BT 113.84 561.00 Td (we ) Tj ET Q q 0 0 0 rg BT 129.42 561.00 Td (are ) Tj ET Q q 0 0 0 rg BT 145.59 561.00 Td (rising ) Tj ET Q q 0 0 0 rg BT 173.40 561.00 Td (to ) Tj ET Q q 0 0 0 rg BT 184.71 561.00 Td (the ) Tj ET Q q 0 0 0 rg BT 200.90 561.00 Td (challenge ) Tj ET Q q 0 0 0 rg BT 245.79 561.00 Td (of ) Tj ET Q q 0 0 0 rg BT 257.70 561.00 Td (implementing ) Tj ET Q q 0 0 0 rg BT 321.55 561.00 Td (necessary ) Tj ET Q q 0 0 0 rg BT 367.06 561.00 Td (health ) Tj ET Q q 0 0 0 rg BT 396.68 561.00 Td (practices.") Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 536.80 Td (About ) Tj ET Q q 0 0 0 rg BT 82.09 536.80 Td (Cavco) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 68.00 512.60 Td (Cavco ) Tj ET Q q 0 0 0 rg BT 99.17 512.60 Td (Industries, ) Tj ET Q q 0 0 0 rg BT 148.36 512.60 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 170.97 512.60 Td (headquartered ) Tj ET Q q 0 0 0 rg BT 236.33 512.60 Td (in ) Tj ET Q q 0 0 0 rg BT 247.95 512.60 Td (Phoenix, ) Tj ET Q q 0 0 0 rg BT 289.15 512.60 Td (Arizona, ) Tj ET Q q 0 0 0 rg BT 330.39 512.60 Td (designs ) Tj ET Q q 0 0 0 rg BT 366.45 512.60 Td (and ) Tj ET Q q 0 0 0 rg BT 385.40 512.60 Td (produces ) Tj ET Q q 0 0 0 rg BT 428.17 512.60 Td (factory-built ) Tj ET Q q 0 0 0 rg BT 486.21 512.60 Td (housing ) Tj ET Q q 0 0 0 rg BT 524.12 512.60 Td (products ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 499.40 Td (primarily ) Tj ET Q q 0 0 0 rg BT 94.31 499.40 Td (distributed ) Tj ET Q q 0 0 0 rg BT 144.74 499.40 Td (through ) Tj ET Q q 0 0 0 rg BT 182.34 499.40 Td (a ) Tj ET Q q 0 0 0 rg BT 190.60 499.40 Td (network ) Tj ET Q q 0 0 0 rg BT 230.02 499.40 Td (of ) Tj ET Q q 0 0 0 rg BT 242.56 499.40 Td (independent ) Tj ET Q q 0 0 0 rg BT 299.70 499.40 Td (and ) Tj ET Q q 0 0 0 rg BT 318.96 499.40 Td (Company-owned ) Tj ET Q q 0 0 0 rg BT 398.11 499.40 Td (retailers. ) Tj ET Q q 0 0 0 rg BT 439.41 499.40 Td (The ) Tj ET Q q 0 0 0 rg BT 459.89 499.40 Td (Company ) Tj ET Q q 0 0 0 rg BT 506.05 499.40 Td (is ) Tj ET Q q 0 0 0 rg BT 516.76 499.40 Td (one ) Tj ET Q q 0 0 0 rg BT 536.02 499.40 Td (of ) Tj ET Q q 0 0 0 rg BT 548.56 499.40 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 486.20 Td (lar) Tj ET Q q 0 0 0 rg BT 61.40 486.20 Td (gest ) Tj ET Q q 0 0 0 rg BT 81.13 486.20 Td (producers ) Tj ET Q q 0 0 0 rg BT 126.52 486.20 Td (of ) Tj ET Q q 0 0 0 rg BT 137.69 486.20 Td (manufactured ) Tj ET Q q 0 0 0 rg BT 200.18 486.20 Td (homes ) Tj ET Q q 0 0 0 rg BT 230.91 486.20 Td (in ) Tj ET Q q 0 0 0 rg BT 241.48 486.20 Td (the ) Tj ET Q q 0 0 0 rg BT 256.93 486.20 Td (United ) Tj ET Q q 0 0 0 rg BT 288.88 486.20 Td (States, ) Tj ET Q q 0 0 0 rg BT 319.92 486.20 Td (based ) Tj ET Q q 0 0 0 rg BT 346.97 486.20 Td (on ) Tj ET Q q 0 0 0 rg BT 359.99 486.20 Td (reported ) Tj ET Q q 0 0 0 rg BT 398.65 486.20 Td (wholesale ) Tj ET Q q 0 0 0 rg BT 444.64 486.20 Td (shipments, ) Tj ET Q q 0 0 0 rg BT 494.02 486.20 Td (marketed ) Tj ET Q q 0 0 0 rg BT 536.95 486.20 Td (under ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 473.00 Td (a ) Tj ET Q q 0 0 0 rg BT 57.58 473.00 Td (variety ) Tj ET Q q 0 0 0 rg BT 90.81 473.00 Td (of ) Tj ET Q q 0 0 0 rg BT 102.67 473.00 Td (brand ) Tj ET Q q 0 0 0 rg BT 130.41 473.00 Td (names ) Tj ET Q q 0 0 0 rg BT 161.21 473.00 Td (including ) Tj ET Q q 0 0 0 rg BT 205.45 473.00 Td (Cavco, ) Tj ET Q q 0 0 0 rg BT 239.00 473.00 Td (Fleetwood, ) Tj ET Q q 0 0 0 rg BT 290.88 473.00 Td (Palm ) Tj ET Q q 0 0 0 rg BT 316.19 473.00 Td (Harbor) Tj ET Q q 0 0 0 rg BT 346.90 473.00 Td (, ) Tj ET Q q 0 0 0 rg BT 352.35 473.00 Td (Fairmont, ) Tj ET Q q 0 0 0 rg BT 398.12 473.00 Td (Friendship, ) Tj ET Q q 0 0 0 rg BT 450.62 473.00 Td (Chariot ) Tj ET Q q 0 0 0 rg BT 486.31 473.00 Td (Eagle, ) Tj ET Q q 0 0 0 rg BT 516.80 473.00 Td (Lexington ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 459.80 Td (and ) Tj ET Q q 0 0 0 rg BT 67.60 459.80 Td (Destiny) Tj ET Q q 0 0 0 rg BT 101.11 459.80 Td (. ) Tj ET Q q 0 0 0 rg BT 105.45 459.80 Td (The ) Tj ET Q q 0 0 0 rg BT 124.27 459.80 Td (Company ) Tj ET Q q 0 0 0 rg BT 168.77 459.80 Td (is ) Tj ET Q q 0 0 0 rg BT 177.83 459.80 Td (also ) Tj ET Q q 0 0 0 rg BT 197.27 459.80 Td (a ) Tj ET Q q 0 0 0 rg BT 203.87 459.80 Td (leading ) Tj ET Q q 0 0 0 rg BT 237.97 459.80 Td (producer ) Tj ET Q q 0 0 0 rg BT 278.78 459.80 Td (of ) Tj ET Q q 0 0 0 rg BT 289.66 459.80 Td (park ) Tj ET Q q 0 0 0 rg BT 310.93 459.80 Td (model ) Tj ET Q q 0 0 0 rg BT 340.14 459.80 Td (R) Tj ET Q q 0 0 0 rg BT 346.60 459.80 Td (Vs, ) Tj ET Q q 0 0 0 rg BT 363.29 459.80 Td (vacation ) Tj ET Q q 0 0 0 rg BT 402.27 459.80 Td (cabins ) Tj ET Q q 0 0 0 rg BT 432.09 459.80 Td (and ) Tj ET Q q 0 0 0 rg BT 449.70 459.80 Td (systems-built ) Tj ET Q q 0 0 0 rg BT 510.08 459.80 Td (commercial ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 446.60 Td (structures, ) Tj ET Q q 0 0 0 rg BT 97.75 446.60 Td (as ) Tj ET Q q 0 0 0 rg BT 109.16 446.60 Td (well ) Tj ET Q q 0 0 0 rg BT 130.34 446.60 Td (as ) Tj ET Q q 0 0 0 rg BT 141.74 446.60 Td (modular ) Tj ET Q q 0 0 0 rg BT 180.64 446.60 Td (homes. ) Tj ET Q q 0 0 0 rg BT 214.34 446.60 Td (Cavco's ) Tj ET Q q 0 0 0 rg BT 250.95 446.60 Td (finance ) Tj ET Q q 0 0 0 rg BT 285.55 446.60 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 330.06 446.60 Td (, ) Tj ET Q q 0 0 0 rg BT 335.05 446.60 Td (CountryPlace ) Tj ET Q q 0 0 0 rg BT 397.17 446.60 Td (Mortgage, ) Tj ET Q q 0 0 0 rg BT 444.92 446.60 Td (is ) Tj ET Q q 0 0 0 rg BT 454.50 446.60 Td (an ) Tj ET Q q 0 0 0 rg BT 467.12 446.60 Td (approved ) Tj ET Q q 0 0 0 rg BT 510.29 446.60 Td (Fannie ) Tj ET Q q 0 0 0 rg BT 542.46 446.60 Td (Mae ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 433.40 Td (and ) Tj ET Q q 0 0 0 rg BT 67.71 433.40 Td (Freddie ) Tj ET Q q 0 0 0 rg BT 103.15 433.40 Td (Mac ) Tj ET Q q 0 0 0 rg BT 124.52 433.40 Td (seller/servicer ) Tj ET Q q 0 0 0 rg BT 188.04 433.40 Td (and ) Tj ET Q q 0 0 0 rg BT 205.76 433.40 Td (a ) Tj ET Q q 0 0 0 rg BT 212.47 433.40 Td (Ginnie ) Tj ET Q q 0 0 0 rg BT 244.24 433.40 Td (Mae ) Tj ET Q q 0 0 0 rg BT 265.62 433.40 Td (mortgage-backed ) Tj ET Q q 0 0 0 rg BT 343.80 433.40 Td (securities ) Tj ET Q q 0 0 0 rg BT 387.17 433.40 Td (issuer ) Tj ET Q q 0 0 0 rg BT 414.67 433.40 Td (that ) Tj ET Q q 0 0 0 rg BT 432.99 433.40 Td (of) Tj ET Q q 0 0 0 rg BT 441.96 433.40 Td (fers ) Tj ET Q q 0 0 0 rg BT 460.28 433.40 Td (conforming ) Tj ET Q q 0 0 0 rg BT 513.43 433.40 Td (mortgages, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 420.20 Td (non-conforming ) Tj ET Q q 0 0 0 rg BT 125.67 420.20 Td (mortgages ) Tj ET Q q 0 0 0 rg BT 175.68 420.20 Td (and ) Tj ET Q q 0 0 0 rg BT 195.74 420.20 Td (home-only ) Tj ET Q q 0 0 0 rg BT 247.59 420.20 Td (loans ) Tj ET Q q 0 0 0 rg BT 274.99 420.20 Td (to ) Tj ET Q q 0 0 0 rg BT 287.73 420.20 Td (purchasers ) Tj ET Q q 0 0 0 rg BT 338.95 420.20 Td (of ) Tj ET Q q 0 0 0 rg BT 352.30 420.20 Td (factory-built ) Tj ET Q q 0 0 0 rg BT 411.47 420.20 Td (homes. ) Tj ET Q q 0 0 0 rg BT 447.12 420.20 Td (Our ) Tj ET Q q 0 0 0 rg BT 468.41 420.20 Td (insurance ) Tj ET Q q 0 0 0 rg BT 514.75 420.20 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 559.25 420.20 Td (, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 407.00 Td (Standard ) Tj ET Q q 0 0 0 rg BT 91.85 407.00 Td (Casualty) Tj ET Q q 0 0 0 rg BT 129.63 407.00 Td (, ) Tj ET Q q 0 0 0 rg BT 135.13 407.00 Td (provides ) Tj ET Q q 0 0 0 rg BT 175.76 407.00 Td (property ) Tj ET Q q 0 0 0 rg BT 215.78 407.00 Td (and ) Tj ET Q q 0 0 0 rg BT 234.41 407.00 Td (casualty ) Tj ET Q q 0 0 0 rg BT 273.20 407.00 Td (insurance ) Tj ET Q q 0 0 0 rg BT 318.10 407.00 Td (to ) Tj ET Q q 0 0 0 rg BT 329.40 407.00 Td (owners ) Tj ET Q q 0 0 0 rg BT 363.92 407.00 Td (of ) Tj ET Q q 0 0 0 rg BT 375.84 407.00 Td (manufactured ) Tj ET Q q 0 0 0 rg BT 439.06 407.00 Td (homes.) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 382.80 Td (Risk ) Tj ET Q q 0 0 0 rg BT 74.15 382.80 Td (Factor) Tj ET Q q 0 0 0 rg BT 105.10 382.80 Td ( ) Tj ET Q q 0 0 0 rg BT 107.85 382.80 Td (Update) Tj ET Q BT /F3 11.00 Tf ET BT /F3 7.15 Tf ET q 0 0 0 rg BT 142.07 387.78 Td (1) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 68.00 358.60 Td (The ) Tj ET Q q 0 0 0 rg BT 86.34 358.60 Td (impact ) Tj ET Q q 0 0 0 rg BT 118.12 358.60 Td (of ) Tj ET Q q 0 0 0 rg BT 128.52 358.60 Td (local ) Tj ET Q q 0 0 0 rg BT 152.36 358.60 Td (or ) Tj ET Q q 0 0 0 rg BT 163.98 358.60 Td (national ) Tj ET Q q 0 0 0 rg BT 202.49 358.60 Td (emer) Tj ET Q q 0 0 0 rg BT 224.07 358.60 Td (gencies, ) Tj ET Q q 0 0 0 rg BT 261.65 358.60 Td (including ) Tj ET Q q 0 0 0 rg BT 305.04 358.60 Td (the ) Tj ET Q q 0 0 0 rg BT 320.32 358.60 Td (COVID-19 ) Tj ET Q q 0 0 0 rg BT 370.44 358.60 Td (pandemic, ) Tj ET Q q 0 0 0 rg BT 417.79 358.60 Td (can ) Tj ET Q q 0 0 0 rg BT 435.52 358.60 Td (adversely ) Tj ET Q q 0 0 0 rg BT 479.51 358.60 Td (affect ) Tj ET Q q 0 0 0 rg BT 505.78 358.60 Td (our ) Tj ET Q q 0 0 0 rg BT 522.90 358.60 Td (financial ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 345.40 Td (r) Tj ET Q q 0 0 0 rg BT 53.87 345.40 Td (esults, ) Tj ET Q q 0 0 0 rg BT 84.43 345.40 Td (conditions ) Tj ET Q q 0 0 0 rg BT 133.01 345.40 Td (and ) Tj ET Q q 0 0 0 rg BT 152.26 345.40 Td (pr) Tj ET Q q 0 0 0 rg BT 161.63 345.40 Td (ospects) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 68.00 321.20 Td (Severe ) Tj ET Q q 0 0 0 rg BT 100.82 321.20 Td (weather ) Tj ET Q q 0 0 0 rg BT 138.53 321.20 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 190.01 321.20 Td (natural ) Tj ET Q q 0 0 0 rg BT 223.45 321.20 Td (disasters, ) Tj ET Q q 0 0 0 rg BT 266.97 321.20 Td (hostilities ) Tj ET Q q 0 0 0 rg BT 312.65 321.20 Td (and ) Tj ET Q q 0 0 0 rg BT 331.43 321.20 Td (social ) Tj ET Q q 0 0 0 rg BT 359.98 321.20 Td (unrest, ) Tj ET Q q 0 0 0 rg BT 392.51 321.20 Td (terrorist ) Tj ET Q q 0 0 0 rg BT 430.23 321.20 Td (activities, ) Tj ET Q q 0 0 0 rg BT 475.59 321.20 Td (health ) Tj ET Q q 0 0 0 rg BT 505.36 321.20 Td (epidemics ) Tj ET Q q 0 0 0 rg BT 552.85 321.20 Td (or ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 308.00 Td (pandemics ) Tj ET Q q 0 0 0 rg BT 99.84 308.00 Td (or ) Tj ET Q q 0 0 0 rg BT 111.81 308.00 Td (other ) Tj ET Q q 0 0 0 rg BT 137.22 308.00 Td (local ) Tj ET Q q 0 0 0 rg BT 161.40 308.00 Td (or ) Tj ET Q q 0 0 0 rg BT 173.36 308.00 Td (national ) Tj ET Q q 0 0 0 rg BT 211.60 308.00 Td (emer) Tj ET Q q 0 0 0 rg BT 233.39 308.00 Td (gencies ) Tj ET Q q 0 0 0 rg BT 269.17 308.00 Td (can ) Tj ET Q q 0 0 0 rg BT 287.24 308.00 Td (adversely ) Tj ET Q q 0 0 0 rg BT 332.19 308.00 Td (af) Tj ET Q q 0 0 0 rg BT 340.54 308.00 Td (fect ) Tj ET Q q 0 0 0 rg BT 359.83 308.00 Td (consumer ) Tj ET Q q 0 0 0 rg BT 405.39 308.00 Td (spending ) Tj ET Q q 0 0 0 rg BT 447.92 308.00 Td (and ) Tj ET Q q 0 0 0 rg BT 466.60 308.00 Td (confidence ) Tj ET Q q 0 0 0 rg BT 517.66 308.00 Td (levels ) Tj ET Q q 0 0 0 rg BT 546.12 308.00 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 294.80 Td (supply ) Tj ET Q q 0 0 0 rg BT 81.86 294.80 Td (availability ) Tj ET Q q 0 0 0 rg BT 133.87 294.80 Td (and ) Tj ET Q q 0 0 0 rg BT 152.27 294.80 Td (costs, ) Tj ET Q q 0 0 0 rg BT 179.54 294.80 Td (as ) Tj ET Q q 0 0 0 rg BT 191.23 294.80 Td (well ) Tj ET Q q 0 0 0 rg BT 212.69 294.80 Td (as ) Tj ET Q q 0 0 0 rg BT 224.38 294.80 Td (the ) Tj ET Q q 0 0 0 rg BT 240.34 294.80 Td (local ) Tj ET Q q 0 0 0 rg BT 264.24 294.80 Td (operations ) Tj ET Q q 0 0 0 rg BT 312.58 294.80 Td (in ) Tj ET Q q 0 0 0 rg BT 323.66 294.80 Td (impacted ) Tj ET Q q 0 0 0 rg BT 366.50 294.80 Td (markets, ) Tj ET Q q 0 0 0 rg BT 406.59 294.80 Td (all ) Tj ET Q q 0 0 0 rg BT 420.11 294.80 Td (of ) Tj ET Q q 0 0 0 rg BT 431.80 294.80 Td (which ) Tj ET Q q 0 0 0 rg BT 461.20 294.80 Td (can ) Tj ET Q q 0 0 0 rg BT 478.99 294.80 Td (af) Tj ET Q q 0 0 0 rg BT 487.34 294.80 Td (fect ) Tj ET Q q 0 0 0 rg BT 506.34 294.80 Td (our ) Tj ET Q q 0 0 0 rg BT 523.53 294.80 Td (financial ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 281.60 Td (results, ) Tj ET Q q 0 0 0 rg BT 85.48 281.60 Td (condition ) Tj ET Q q 0 0 0 rg BT 131.03 281.60 Td (and ) Tj ET Q q 0 0 0 rg BT 150.92 281.60 Td (prospects. ) Tj ET Q q 0 0 0 rg BT 198.94 281.60 Td (The ) Tj ET Q q 0 0 0 rg BT 220.04 281.60 Td (Company's ) Tj ET Q q 0 0 0 rg BT 273.09 281.60 Td (sales ) Tj ET Q q 0 0 0 rg BT 298.48 281.60 Td (of ) Tj ET Q q 0 0 0 rg BT 311.65 281.60 Td (af) Tj ET Q q 0 0 0 rg BT 319.99 281.60 Td (fordable ) Tj ET Q q 0 0 0 rg BT 360.65 281.60 Td (homes ) Tj ET Q q 0 0 0 rg BT 393.37 281.60 Td (is ) Tj ET Q q 0 0 0 rg BT 404.72 281.60 Td (lar) Tj ET Q q 0 0 0 rg BT 416.12 281.60 Td (gely ) Tj ET Q q 0 0 0 rg BT 439.07 281.60 Td (dependent ) Tj ET Q q 0 0 0 rg BT 488.28 281.60 Td (on ) Tj ET Q q 0 0 0 rg BT 503.28 281.60 Td (the ) Tj ET Q q 0 0 0 rg BT 520.73 281.60 Td (ability ) Tj ET Q q 0 0 0 rg BT 552.84 281.60 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 268.40 Td (consumers ) Tj ET Q q 0 0 0 rg BT 99.27 268.40 Td (to ) Tj ET Q q 0 0 0 rg BT 110.05 268.40 Td (obtain ) Tj ET Q q 0 0 0 rg BT 139.78 268.40 Td (financing ) Tj ET Q q 0 0 0 rg BT 183.54 268.40 Td (for ) Tj ET Q q 0 0 0 rg BT 198.60 268.40 Td (the ) Tj ET Q q 0 0 0 rg BT 214.26 268.40 Td (purchase ) Tj ET Q q 0 0 0 rg BT 255.58 268.40 Td (of ) Tj ET Q q 0 0 0 rg BT 266.97 268.40 Td (a ) Tj ET Q q 0 0 0 rg BT 274.08 268.40 Td (home. ) Tj ET Q q 0 0 0 rg BT 303.49 268.40 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 350.94 268.40 Td (financing ) Tj ET Q q 0 0 0 rg BT 394.70 268.40 Td (is ) Tj ET Q q 0 0 0 rg BT 404.27 268.40 Td (dependent ) Tj ET Q q 0 0 0 rg BT 451.70 268.40 Td (on ) Tj ET Q q 0 0 0 rg BT 464.92 268.40 Td (a ) Tj ET Q q 0 0 0 rg BT 472.03 268.40 Td (number ) Tj ET Q q 0 0 0 rg BT 507.86 268.40 Td (of ) Tj ET Q q 0 0 0 rg BT 519.25 268.40 Td (economic ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 255.20 Td (factors, ) Tj ET Q q 0 0 0 rg BT 87.83 255.20 Td (including ) Tj ET Q q 0 0 0 rg BT 134.53 255.20 Td (the ) Tj ET Q q 0 0 0 rg BT 153.12 255.20 Td (employment ) Tj ET Q q 0 0 0 rg BT 213.25 255.20 Td (status ) Tj ET Q q 0 0 0 rg BT 243.46 255.20 Td (of ) Tj ET Q q 0 0 0 rg BT 257.77 255.20 Td (borrowers, ) Tj ET Q q 0 0 0 rg BT 310.27 255.20 Td (which ) Tj ET Q q 0 0 0 rg BT 342.30 255.20 Td (may ) Tj ET Q q 0 0 0 rg BT 366.39 255.20 Td (be ) Tj ET Q q 0 0 0 rg BT 381.92 255.20 Td (adversely ) Tj ET Q q 0 0 0 rg BT 429.22 255.20 Td (af) Tj ET Q q 0 0 0 rg BT 437.56 255.20 Td (fected ) Tj ET Q q 0 0 0 rg BT 469.58 255.20 Td (by ) Tj ET Q q 0 0 0 rg BT 485.73 255.20 Td (local ) Tj ET Q q 0 0 0 rg BT 512.25 255.20 Td (or ) Tj ET Q q 0 0 0 rg BT 526.57 255.20 Td (national ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 242.00 Td (emer) Tj ET Q q 0 0 0 rg BT 71.79 242.00 Td (gencies. ) Tj ET Q q 0 0 0 rg BT 110.68 242.00 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 159.06 242.00 Td (confidence ) Tj ET Q q 0 0 0 rg BT 210.47 242.00 Td (is ) Tj ET Q q 0 0 0 rg BT 220.96 242.00 Td (also ) Tj ET Q q 0 0 0 rg BT 241.84 242.00 Td (an ) Tj ET Q q 0 0 0 rg BT 255.38 242.00 Td (important ) Tj ET Q q 0 0 0 rg BT 301.31 242.00 Td (factor ) Tj ET Q q 0 0 0 rg BT 330.12 242.00 Td (to ) Tj ET Q q 0 0 0 rg BT 341.84 242.00 Td (support ) Tj ET Q q 0 0 0 rg BT 378.00 242.00 Td (home ) Tj ET Q q 0 0 0 rg BT 405.59 242.00 Td (purchases ) Tj ET Q q 0 0 0 rg BT 452.12 242.00 Td (and ) Tj ET Q q 0 0 0 rg BT 471.17 242.00 Td (is ) Tj ET Q q 0 0 0 rg BT 481.66 242.00 Td (also ) Tj ET Q q 0 0 0 rg BT 502.54 242.00 Td (subject ) Tj ET Q q 0 0 0 rg BT 536.86 242.00 Td (to ) Tj ET Q q 0 0 0 rg BT 548.58 242.00 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 228.80 Td (adverse ) Tj ET Q q 0 0 0 rg BT 85.88 228.80 Td (ef) Tj ET Q q 0 0 0 rg BT 94.23 228.80 Td (fects ) Tj ET Q q 0 0 0 rg BT 117.28 228.80 Td (of ) Tj ET Q q 0 0 0 rg BT 128.73 228.80 Td (an ) Tj ET Q q 0 0 0 rg BT 141.41 228.80 Td (emer) Tj ET Q q 0 0 0 rg BT 163.19 228.80 Td (gency ) Tj ET Q q 0 0 0 rg BT 191.75 228.80 Td (situation. ) Tj ET Q q 0 0 0 rg BT 234.51 228.80 Td (The ) Tj ET Q q 0 0 0 rg BT 253.90 228.80 Td (Company's ) Tj ET Q q 0 0 0 rg BT 305.23 228.80 Td (products ) Tj ET Q q 0 0 0 rg BT 345.40 228.80 Td (are ) Tj ET Q q 0 0 0 rg BT 361.11 228.80 Td (produced ) Tj ET Q q 0 0 0 rg BT 404.33 228.80 Td (in ) Tj ET Q q 0 0 0 rg BT 415.18 228.80 Td (a ) Tj ET Q q 0 0 0 rg BT 422.35 228.80 Td (manner ) Tj ET Q q 0 0 0 rg BT 457.62 228.80 Td (that ) Tj ET Q q 0 0 0 rg BT 476.41 228.80 Td (is ) Tj ET Q q 0 0 0 rg BT 486.03 228.80 Td (considered ) Tj ET Q q 0 0 0 rg BT 535.97 228.80 Td (labor) Tj ET Q q 0 0 0 rg BT 558.35 228.80 Td (-) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 215.60 Td (intensive ) Tj ET Q q 0 0 0 rg BT 92.44 215.60 Td (and ) Tj ET Q q 0 0 0 rg BT 111.05 215.60 Td (requires ) Tj ET Q q 0 0 0 rg BT 149.21 215.60 Td (a ) Tj ET Q q 0 0 0 rg BT 156.81 215.60 Td (consistent ) Tj ET Q q 0 0 0 rg BT 203.54 215.60 Td (and ) Tj ET Q q 0 0 0 rg BT 222.15 215.60 Td (available ) Tj ET Q q 0 0 0 rg BT 264.57 215.60 Td (workforce ) Tj ET Q q 0 0 0 rg BT 312.50 215.60 Td (which ) Tj ET Q q 0 0 0 rg BT 342.10 215.60 Td (may ) Tj ET Q q 0 0 0 rg BT 363.77 215.60 Td (be ) Tj ET Q q 0 0 0 rg BT 376.88 215.60 Td (adversely ) Tj ET Q q 0 0 0 rg BT 421.75 215.60 Td (af) Tj ET Q q 0 0 0 rg BT 430.10 215.60 Td (fected ) Tj ET Q q 0 0 0 rg BT 459.69 215.60 Td (by ) Tj ET Q q 0 0 0 rg BT 473.42 215.60 Td (a ) Tj ET Q q 0 0 0 rg BT 481.03 215.60 Td (lar) Tj ET Q q 0 0 0 rg BT 492.43 215.60 Td (ge ) Tj ET Q q 0 0 0 rg BT 505.54 215.60 Td (scale ) Tj ET Q q 0 0 0 rg BT 530.25 215.60 Td (decline ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 202.40 Td (in ) Tj ET Q q 0 0 0 rg BT 61.89 202.40 Td (public ) Tj ET Q q 0 0 0 rg BT 92.72 202.40 Td (health ) Tj ET Q q 0 0 0 rg BT 122.93 202.40 Td (conditions ) Tj ET Q q 0 0 0 rg BT 172.10 202.40 Td (or ) Tj ET Q q 0 0 0 rg BT 184.60 202.40 Td (other ) Tj ET Q q 0 0 0 rg BT 210.54 202.40 Td (emer) Tj ET Q q 0 0 0 rg BT 232.32 202.40 Td (gencies. ) Tj ET Q q 0 0 0 rg BT 270.65 202.40 Td (As ) Tj ET Q q 0 0 0 rg BT 286.21 202.40 Td (it ) Tj ET Q q 0 0 0 rg BT 295.66 202.40 Td (relates ) Tj ET Q q 0 0 0 rg BT 327.70 202.40 Td (to ) Tj ET Q q 0 0 0 rg BT 339.59 202.40 Td (the ) Tj ET Q q 0 0 0 rg BT 356.37 202.40 Td (COVID-19 ) Tj ET Q q 0 0 0 rg BT 409.20 202.40 Td (pandemic, ) Tj ET Q q 0 0 0 rg BT 458.04 202.40 Td (the ) Tj ET Q q 0 0 0 rg BT 474.82 202.40 Td (Company's ) Tj ET Q q 0 0 0 rg BT 527.19 202.40 Td (primary ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 189.20 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 92.67 189.20 Td (are ) Tj ET Q q 0 0 0 rg BT 109.06 189.20 Td (domestic, ) Tj ET Q q 0 0 0 rg BT 154.47 189.20 Td (while ) Tj ET Q q 0 0 0 rg BT 181.87 189.20 Td (also ) Tj ET Q q 0 0 0 rg BT 202.54 189.20 Td (depending ) Tj ET Q q 0 0 0 rg BT 251.31 189.20 Td (on ) Tj ET Q q 0 0 0 rg BT 265.27 189.20 Td (materials ) Tj ET Q q 0 0 0 rg BT 308.54 189.20 Td (originating ) Tj ET Q q 0 0 0 rg BT 359.76 189.20 Td (from ) Tj ET Q q 0 0 0 rg BT 384.10 189.20 Td (China. ) Tj ET Q q 0 0 0 rg BT 415.86 189.20 Td (The ) Tj ET Q q 0 0 0 rg BT 435.92 189.20 Td (ability ) Tj ET Q q 0 0 0 rg BT 466.98 189.20 Td (for ) Tj ET Q q 0 0 0 rg BT 482.76 189.20 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 525.43 189.20 Td (to ) Tj ET Q q 0 0 0 rg BT 536.94 189.20 Td (fulfill ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 176.00 Td (orders ) Tj ET Q q 0 0 0 rg BT 80.37 176.00 Td (on ) Tj ET Q q 0 0 0 rg BT 94.24 176.00 Td (behalf ) Tj ET Q q 0 0 0 rg BT 124.60 176.00 Td (of ) Tj ET Q q 0 0 0 rg BT 136.64 176.00 Td (the ) Tj ET Q q 0 0 0 rg BT 152.96 176.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 198.61 176.00 Td (on ) Tj ET Q q 0 0 0 rg BT 212.49 176.00 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 267.90 176.00 Td (terms ) Tj ET Q q 0 0 0 rg BT 295.22 176.00 Td (are ) Tj ET Q q 0 0 0 rg BT 311.52 176.00 Td (dependent ) Tj ET Q q 0 0 0 rg BT 359.60 176.00 Td (upon ) Tj ET Q q 0 0 0 rg BT 384.48 176.00 Td (their ) Tj ET Q q 0 0 0 rg BT 407.51 176.00 Td (particular ) Tj ET Q q 0 0 0 rg BT 452.53 176.00 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 520.46 176.00 Td (including ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 162.80 Td (those ) Tj ET Q q 0 0 0 rg BT 76.60 162.80 Td (related ) Tj ET Q q 0 0 0 rg BT 109.90 162.80 Td (to ) Tj ET Q q 0 0 0 rg BT 121.83 162.80 Td (the ) Tj ET Q q 0 0 0 rg BT 138.65 162.80 Td (COVID-19 ) Tj ET Q q 0 0 0 rg BT 191.52 162.80 Td (pandemic. ) Tj ET Q q 0 0 0 rg BT 240.17 162.80 Td (The ) Tj ET Q q 0 0 0 rg BT 260.65 162.80 Td (magnitude ) Tj ET Q q 0 0 0 rg BT 310.46 162.80 Td (of ) Tj ET Q q 0 0 0 rg BT 323.00 162.80 Td (the ) Tj ET Q q 0 0 0 rg BT 339.82 162.80 Td (COVID-19 ) Tj ET Q q 0 0 0 rg BT 392.69 162.80 Td (pandemic, ) Tj ET Q q 0 0 0 rg BT 441.58 162.80 Td (including ) Tj ET Q q 0 0 0 rg BT 486.51 162.80 Td (the ) Tj ET Q q 0 0 0 rg BT 503.32 162.80 Td (extent ) Tj ET Q q 0 0 0 rg BT 533.58 162.80 Td (of ) Tj ET Q q 0 0 0 rg BT 546.12 162.80 Td (any ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 149.60 Td (impact ) Tj ET Q q 0 0 0 rg BT 82.91 149.60 Td (on ) Tj ET Q q 0 0 0 rg BT 96.89 149.60 Td (Cavco's ) Tj ET Q q 0 0 0 rg BT 134.23 149.60 Td (business, ) Tj ET Q q 0 0 0 rg BT 177.24 149.60 Td (financial ) Tj ET Q q 0 0 0 rg BT 218.69 149.60 Td (position, ) Tj ET Q q 0 0 0 rg BT 259.87 149.60 Td (results ) Tj ET Q q 0 0 0 rg BT 291.56 149.60 Td (of ) Tj ET Q q 0 0 0 rg BT 303.70 149.60 Td (operations ) Tj ET Q q 0 0 0 rg BT 352.50 149.60 Td (or ) Tj ET Q q 0 0 0 rg BT 364.64 149.60 Td (liquidity) Tj ET Q q 0 0 0 rg BT 401.21 149.60 Td (, ) Tj ET Q q 0 0 0 rg BT 406.94 149.60 Td (which ) Tj ET Q q 0 0 0 rg BT 436.80 149.60 Td (could ) Tj ET Q q 0 0 0 rg BT 464.21 149.60 Td (be ) Tj ET Q q 0 0 0 rg BT 477.57 149.60 Td (material, ) Tj ET Q q 0 0 0 rg BT 519.33 149.60 Td (cannot ) Tj ET Q q 0 0 0 rg BT 551.63 149.60 Td (be ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 136.40 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 100.30 136.40 Td (estimated ) Tj ET Q q 0 0 0 rg BT 145.11 136.40 Td (at ) Tj ET Q q 0 0 0 rg BT 155.71 136.40 Td (this ) Tj ET Q q 0 0 0 rg BT 174.26 136.40 Td (time ) Tj ET Q q 0 0 0 rg BT 196.46 136.40 Td (because ) Tj ET Q q 0 0 0 rg BT 233.93 136.40 Td (of ) Tj ET Q q 0 0 0 rg BT 245.75 136.40 Td (the ) Tj ET Q q 0 0 0 rg BT 261.84 136.40 Td (rapid ) Tj ET Q q 0 0 0 rg BT 287.10 136.40 Td (development ) Tj ET Q q 0 0 0 rg BT 346.57 136.40 Td (and ) Tj ET Q q 0 0 0 rg BT 365.11 136.40 Td (fluidity ) Tj ET Q q 0 0 0 rg BT 400.16 136.40 Td (of ) Tj ET Q q 0 0 0 rg BT 411.97 136.40 Td (the ) Tj ET Q q 0 0 0 rg BT 428.07 136.40 Td (situation. ) Tj ET Q q 0 0 0 rg BT 471.36 136.40 Td (It ) Tj ET Q q 0 0 0 rg BT 480.74 136.40 Td (will ) Tj ET Q q 0 0 0 rg BT 500.51 136.40 Td (depend ) Tj ET Q q 0 0 0 rg BT 534.93 136.40 Td (on ) Tj ET Q q 0 0 0 rg BT 548.58 136.40 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 123.20 Td (duration ) Tj ET Q q 0 0 0 rg BT 89.29 123.20 Td (of ) Tj ET Q q 0 0 0 rg BT 101.10 123.20 Td (the ) Tj ET Q q 0 0 0 rg BT 117.17 123.20 Td (pandemic, ) Tj ET Q q 0 0 0 rg BT 165.32 123.20 Td (its ) Tj ET Q q 0 0 0 rg BT 178.35 123.20 Td (geographic ) Tj ET Q q 0 0 0 rg BT 229.85 123.20 Td (spread, ) Tj ET Q q 0 0 0 rg BT 263.95 123.20 Td (potential ) Tj ET Q q 0 0 0 rg BT 305.07 123.20 Td (business ) Tj ET Q q 0 0 0 rg BT 344.99 123.20 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 396.52 123.20 Td (and ) Tj ET Q q 0 0 0 rg BT 415.04 123.20 Td (the ) Tj ET Q q 0 0 0 rg BT 431.12 123.20 Td (overall ) Tj ET Q q 0 0 0 rg BT 464.29 123.20 Td (impact ) Tj ET Q q 0 0 0 rg BT 496.86 123.20 Td (on ) Tj ET Q q 0 0 0 rg BT 510.50 123.20 Td (the ) Tj ET Q q 0 0 0 rg BT 526.58 123.20 Td (national ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 110.00 Td (economy ) Tj ET Q q 0 0 0 rg BT 93.07 110.00 Td (and ) Tj ET Q q 0 0 0 rg BT 111.70 110.00 Td (consumer ) Tj ET Q q 0 0 0 rg BT 157.22 110.00 Td (behavior) Tj ET Q q 0 0 0 rg BT 195.09 110.00 Td (.) Tj ET Q BT /F1 11.00 Tf ET BT /F1 7.15 Tf ET q 0 0 0 rg BT 50.00 90.78 Td (1) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.57 85.80 Td ( ) Tj ET Q q 0 0 0 rg BT 56.32 85.80 Td ( ) Tj ET Q q 0 0 0 rg BT 58.88 85.80 Td (This ) Tj ET Q q 0 0 0 rg BT 81.18 85.80 Td (risk ) Tj ET Q q 0 0 0 rg BT 100.43 85.80 Td (factor ) Tj ET Q q 0 0 0 rg BT 128.83 85.80 Td (is ) Tj ET Q q 0 0 0 rg BT 138.92 85.80 Td (intended ) Tj ET Q q 0 0 0 rg BT 179.54 85.80 Td (to ) Tj ET Q q 0 0 0 rg BT 190.85 85.80 Td (be ) Tj ET Q q 0 0 0 rg BT 203.98 85.80 Td (an ) Tj ET Q q 0 0 0 rg BT 217.11 85.80 Td (update ) Tj ET Q q 0 0 0 rg BT 249.18 85.80 Td (to ) Tj ET Q q 0 0 0 rg BT 260.49 85.80 Td (the ) Tj ET Q q 0 0 0 rg BT 276.68 85.80 Td (Risk ) Tj ET Q q 0 0 0 rg BT 299.60 85.80 Td (Factors ) Tj ET Q q 0 0 0 rg BT 334.74 85.80 Td (found ) Tj ET Q q 0 0 0 rg BT 363.15 85.80 Td (in ) Tj ET Q q 0 0 0 rg BT 374.45 85.80 Td (our ) Tj ET Q q 0 0 0 rg BT 391.87 85.80 Td (10-K ) Tj ET Q q 0 0 0 rg BT 417.22 85.80 Td (filed ) Tj ET Q q 0 0 0 rg BT 440.13 85.80 Td (on ) Tj ET Q q 0 0 0 rg BT 453.88 85.80 Td (May ) Tj ET Q q 0 0 0 rg BT 476.80 85.80 Td (28, ) Tj ET Q q 0 0 0 rg BT 493.30 85.80 Td (2019.) Tj ET Q endstream endobj 7 0 obj <> endobj 8 0 obj <> stream BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 741.60 Td (Forward-Looking Statements) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 720.40 Td (Certain statements contained in this r) Tj ET Q q 0 0 0 rg BT 215.50 720.40 Td (elease ar) Tj ET Q q 0 0 0 rg BT 255.11 720.40 Td (e forwar) Tj ET Q q 0 0 0 rg BT 292.28 720.40 Td (d-looking statements within the meaning of Section 27A) Tj ET Q q 0 0 0 rg BT 537.41 720.40 Td ( of ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 707.20 Td (the Securities ) Tj ET Q q 0 0 0 rg BT 112.12 707.20 Td (Act of 1933, Section 21E of the Securities and Exchange ) Tj ET Q q 0 0 0 rg BT 362.72 707.20 Td (Act of 1934 and the Private Securities ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 694.00 Td (Litigation Reform ) Tj ET Q q 0 0 0 rg BT 131.08 694.00 Td (Act of 1995. In general, all statements that ar) Tj ET Q q 0 0 0 rg BT 331.10 694.00 Td (e not historical in natur) Tj ET Q q 0 0 0 rg BT 435.19 694.00 Td (e ar) Tj ET Q q 0 0 0 rg BT 452.19 694.00 Td (e forwar) Tj ET Q q 0 0 0 rg BT 489.37 694.00 Td (d-looking. ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 680.80 Td (Forwar) Tj ET Q q 0 0 0 rg BT 83.21 680.80 Td (d-looking statements ar) Tj ET Q q 0 0 0 rg BT 186.68 680.80 Td (e typically included, for example, in discussions r) Tj ET Q q 0 0 0 rg BT 404.09 680.80 Td (egar) Tj ET Q q 0 0 0 rg BT 423.84 680.80 Td (ding the manufactur) Tj ET Q q 0 0 0 rg BT 512.65 680.80 Td (ed housing ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 667.60 Td (and site-built housing industries; our financial performance and operating r) Tj ET Q q 0 0 0 rg BT 385.99 667.60 Td (esults; and the expected effect of ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 654.40 Td (certain risks and uncertainties on our business, financial condition and r) Tj ET Q q 0 0 0 rg BT 370.71 654.40 Td (esults of operations. ) Tj ET Q q 0 0 0 rg BT 462.18 654.40 Td (All forwar) Tj ET Q q 0 0 0 rg BT 507.31 654.40 Td (d-looking ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 641.20 Td (statements ar) Tj ET Q q 0 0 0 rg BT 108.56 641.20 Td (e subject to risks and uncertainties, many of which ar) Tj ET Q q 0 0 0 rg BT 343.40 641.20 Td (e beyond our contr) Tj ET Q q 0 0 0 rg BT 426.39 641.20 Td (ol. ) Tj ET Q q 0 0 0 rg BT 440.25 641.20 Td (As a r) Tj ET Q q 0 0 0 rg BT 466.12 641.20 Td (esult, our actual ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 628.00 Td (r) Tj ET Q q 0 0 0 rg BT 53.87 628.00 Td (esults or performance may differ materially fr) Tj ET Q q 0 0 0 rg BT 255.72 628.00 Td (om anticipated r) Tj ET Q q 0 0 0 rg BT 328.02 628.00 Td (esults or performance. 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and losses not cover) Tj ET Q q 0 0 0 rg BT 489.44 350.80 Td (ed by our ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 337.60 Td (dir) Tj ET Q q 0 0 0 rg BT 62.43 337.60 Td (ector and officer insurance may be lar) Tj ET Q q 0 0 0 rg BT 231.26 337.60 Td (ge, adversely impacting financial performance; together with all of the ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 324.40 Td (other risks described in our filings with the Securities and Exchange Commission. 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